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There are clear pros and cons to becoming a family caregiver. The biggest perk is that you’ll have an ample amount of time to spend with your parents. Some of those moments will create memories you’ll cherish. Some cons really require consideration. You should weigh them carefully before you commit to caring for your mom and dad.

Your Income and Retirement Plans May Suffer

Do you own your own or rent your own residence? If you’re paying rent, a mortgage, taxes, etc., you may find your income is impacted by the care you’re providing. Can you afford your bills if you become a family caregiver? Will your parents be able to pay you for your time or is the care expected to be free?

Another factor to consider is your future. If you have to quit a job to care for your mom and dad, will you still have health and dental insurance? Will you lose out on company-paid life insurance coverage?

Will your 401k or pension take a hit if you stop working? Decades from now, how will you live when you weren’t able to save as much for retirement? Will you be able to live on Social Security alone?

Your Parents May Resent You

Even if they need help, your parents may resent your help. They may look at you as limiting their freedom and independence. They may be embarrassed and uncomfortable with you helping them do certain things, so they’ll lash out.

If you’re on the receiving end of verbal and even physical abuse from your parents, can you handle it? Will their emotional distress impact your mental health? It’s not unheard of for family caregivers to experience anxiety and depression.

Family Arguments Are Common

You may end up having a lot of arguments with your siblings. While you’re the one providing care, your brother may get upset with how you talk to your mom and lash out. Your sister may be angry that you and your brother are fighting and take out her frustration on both of you.

Disagreements over the quality of care are common. You may also find them upset that you didn’t have time to do the cleaning and start to accuse you of being lazy. It can tear family relationships apart.

Senior care is one of the best ways to ensure your parents have the help they need without damaging family relationships. Caregivers provide companionship and assistance each day or week. This leaves your visits for fun activities and outings. Call a senior care agency to discover the services that will help your parents live independently in their home.

When you are in need of care for a senior loved one, consider home care provided by Golden Heart Senior Care. We have offices nationwide. For more information, call us today at (800) 601-2792.